OnlyFans Scam: How Agencies, Creators, and Chatters Exploit Each Other and How to Stay Safe

OnlyFans is a dynamically growing platform, where content creators, agencies and chatters work together to create and sell high-quality content to those appreciating its real value, and that’s why fraudulent attempts may target anyone involved. 

Many scam tactics are employed by OnlyFans chatters to deceive agencies, and by OnlyFans agencies to deceive content creators.  While this article does not aim to offend anyone, knowledge is power. Let’s examine the most common scam tactics on OnlyFans and how to protect yourself.

How Chatters Can Exploit OnlyFans Agencies

Since a chatter’s main task is to interact with the model’s fans, engage them, and sell PPV content, this direct access to the fan base creates numerous opportunities for scams. Let’s take a closer look at them.

Secretly Redirecting Fans

One common fraudulent tactic on OnlyFans is redirecting fans to third-party sites, like Instagram, Telegram, WhatsApp, and Snapchat. Chatters may subtly guide fans to external websites, promising exclusive content or more personal interaction.

Usually, the goal of these scammers is to establish a fan base outside of the agency’s control. This tactic is often used by chatters who plan to leave the agency—and take its fans with them. Another way to capitalize on this OnlyFans scam is by asking fans for additional payments once they’re on the external site.

Protection tip! Instead of manually reviewing chat logs, consider using chat monitoring software to prevent this fraud. For instance, OnlyMonster allows you to set up restricted words that chatters cannot use in interactions. Restrict phrases like “better quality,” “private site,” “follow me,” “join here,” and “exclusive link” to deter these tactics.

Wasting Paid Interactions

If a chatter is paid on a “rate-per-hour” system, they may intentionally provide low-quality responses due to laziness or lack of motivation. Chatters could also log in and pretend to work while not engaging with fans, leading the agency to pay for unproductive hours. This approach ultimately leads to fan dissatisfaction and fewer future interactions, reducing the agency’s revenue.

Protection tip! Paying chatters a commission from PPV sales instead of an hourly rate reduces issues of low motivation and engagement. Also, consider implementing a chatter performance analytics solution. For example, with OnlyMonster, you can track over 20 performance metrics, including total messages sent per shift, total PPV sold, and revenue share earned by each chatter.

Offering Better Conditions for Models

When a chatter has direct access to the model, they can gradually build trust and offer better conditions than those provided by the agency. Once trust is established, the chatter may offer to manage the models directly, promising better deals, lower commissions, or more personalized attention.

These offers are attractive, especially to  new models considering OnlyFans fees to be too high. Sometimes, this tactic is combined with redirecting fans to third-party platforms. In this way, a chatter may be building a foundation for opening their own OnlyFans agency — already with an established fanbase and models to work with.

Protection tip! The best way to protect against this scam is simple: ensure chatters do not have direct access to the model. Limiting their access to certain sections of the model’s profile is also wise. With OnlyMonster, you can restrict chatter access to profile settings and payment details to safeguard the model’s private information.

Exploiting Confidential Information

A chatter with access to agency data might misuse confidential information (such as earnings, fan lists, and engagement strategies) to persuade models that they can achieve faster growth or higher earnings independently. If a chatter has access to financial data, they may claim the agency is withholding revenue, encouraging models to leave for “better transparency.”

Protection tip! Limited data access is the best practice to prevent this type of OnlyFans scam. Provide your chatters with necessary data based on their role and restrict access to sensitive information, like detailed earnings and other data related to agency’s operations. To protect your agency with such fraudulent issues, we, at OnlyMonster, strategically designed the Role-based Access Control feature. With its help, you can give flexible permissions to your chatters (beginners and experienced employees), admins and team leads.

4 Ways OnlyFans Agencies May Exploit Content Creators

If you are an OnlyFans content creator working with an agency, ensuring your cooperation is transparent and honest is essential to protect your earnings and secure your business growth. While most OnlyFans agencies genuinely aim to help creators succeed, there are a few that may engage in fraudulent practices. Below we describe the most common ones.

Locking Creators into Unfair Contracts

While this tactic can hardly be called a scam — all after all, the content creator signs the contract by their own will — locking models into unfair contracts is pretty common. Such agreements may include hidden clauses that deprive models from the career freedom and flexibility, without offering any worthy benefits in return. The contracts may also state unfair revenue splits, high commission fees or vague terms on how the earnings are calculated.

Protection tip! The simplest advice to protect yourself from this type of OnlyFans fraud is to thoroughly review any contract before signing. Seeking legal advice before enrolling in any partnerships is also a wise tactic to ensure that this collaboration is set to be mutually beneficial.

Misreporting Earnings

As noted, vague terms on earnings calculations create a gap for the dishonest agencies to misreport creators’ earnings and keep its portion without their knowledge. Some agencies may also misreport tips and bonuses, resulting in creators receiving less than they should. What’s more, such issues are difficult to detect, especially when the creator doesn’t keep a close track of their income.

Protection tip! Always ask for clear and detailed breakdowns of your earnings, how they are calculated, and any applicable fees. Reputable and honest agencies will always be willing to ensure financial transparency. To help them with this task, OnlyMonster designed a centralised dashboard that consolidates agency’s revenue metrics, including revenue per model, tips and PPV sold allowing for calculating model’s income easily and transparently.

Content Leaks

Content leaks are another common scam on OnlyFans. In this case, agencies might reuse, sell, or distribute a creator’s content without permission or proper compensation. For example, by leaking content, an agency can create an illusion of exclusivity or urgency, encouraging more fans to sign up and pay for access — but without compensating the creator for the additional exposure. In some cases, agencies may even manipulate the creator into agreeing to unfair terms or staying with the agency by threatening to leak more content.

Protection tip! Checking the agency’s reputation before partnering with it is the most proven way to protect yourself from this and any other type of OnlyFans fraud. You can also insist on including clear content protection terms into your contract with the agency. These terms should also be clear on what is considered private or exclusive content that should not be shared without consent.

Mismanaging Fan Interactions

Some agencies may use low-effort or generic fan engagement techniques that harm the creator's relationship with their audience. The simplest examples of this OnlyFans scam is using automated or impersonal messaging strategies, sending generic messages and/or hiring low-qualified chatters, who hadn't a strong skill of monetising fans’ attention. As a result, it leads to churn, reduced revenue and decreased fans’ loyalty.

Protection tip! To protect yourself from this type of scam, you should ensure that fans' interactions are initially aligned with your personal brand and tone-of-voice. It is also important to establish clear expectations on how fan communications will be handled. To make sure the agency meets its obligations, ask for a chatter performance report.

Traffic Scam Issues Affecting Both Agencies and Creators

In addition to OnlyFans scam tactics described above, there are fraudulent practices that may affect both agencies and models, particularly when they collaborate with dishonest traffic generation partners. Since OnlyFans allows for attracting external traffic exclusively, it is important to know what traffic scam tactics can be employed and respective protection strategies.

Selling Fake or Low-Quality Traffic

Selling fake or low-quality traffic is the most common OnlyFans scam strategy that targets both agencies and creators with equal share of success. For example, creators may pay for traffic from third-party services that promise large amounts of followers, but the traffic is fake (bots) or low-quality, resulting in no real fans or income. If the same situation happens with the agency, it also results in low engagement for the creator and damage to the agency’s reputation.

Protection tip! First of all, it is necessary to keep your traffic partners accountable for unethical or fraudulent traffic generation practices by specifying the respective clauses in the contract. Both agencies and creators should also use analytics tools to track engagement metrics.

Misreporting Traffic Analytics

In addition to selling fake or low-quality traffic, some companies may misreport traffic analytics to show better results than reality. For both creators and agencies, it means no return value for their money.

Protection tip! Using traffic analytics software is equally essential for detecting fake or low-quality traffic and preventing such misreporting. For example, our traffic analysis functionality covers over 20 comprehensive metrics, including but not limited to profit, cost per click and fan, earnings per click, and average revenue per fan, giving you an ultimate view of real traffic performance. What’s more, you can share this information with your traffic partner via a link, fostering transparency for both of you.

OnlyMonster Creates a Transparent Environment for Agencies, Creators, and Chatters

OnlyFans operations management becomes more complex because of the platform’s exponential growth. For this reason, avoiding scam and fraudulent activities becomes more difficult too — for both content creators and OnlyFans agencies.

In fact, those fraud risks that dishonest chatters pose are the direct risks of the agency that hired them, anyway resulting in negative consequences for content creators. That’s why we, at OnlyMonster, aim at creating a transparent environment for agencies, models and chatters by providing each of them with a dedicated set of effective features for their daily work. Let’s review how OnlyMonster protects its users from OnlyFans scams and makes OnlyFans management more effective, easier and secure.

OnlyMonster’s Anti-Scam Features for Agencies and Models

• Roles and Permissions. OnlyMonster’s Role-based Access Control (RBAC) feature allows you to set flexible permissions, ensuring that chatters and team members have access only to the data relevant to their role. This reduces the risk of exploitation, as chatters won’t have access to sensitive financial information or model details.
• Chatter Performance Analytics. OnlyMonster tracks over 20 performance metrics of your chatters, enabling you to spot underperforming employees and ensuring their compensation aligns with their delivered value.
• Centralised Dashboard. Our centralised dashboard is the only tool you need to stay in full control of your business performance — regardless of whether you run an OnlyFans agency or work as a solo creator. Such key metrics as revenue breakdowns, fan engagement rates, subscriber growth, and content performance analytics are instantly available, ensuring ultimate transparency over the time.
• Traffic Links. This feature was designed to ensure transparency when working with external partners for traffic generation services. With its help, you can monitor traffic performance across more than 20 metrics, evaluating the performance of social media, paid ads and affiliate marketing campaigns. Using a traffic analysis link, you can safeguard yourself from possible disputes on traffic quality.

Conclusion

For both OnlyFans agencies and content creators, understanding and protecting yourself from potential scams is essential to keep their business growing. By staying informed about common OnlyFans scam tactics, setting up protective measures, and leveraging tools like OnlyMonster, you can safeguard your revenue, keep your fans loyal and protect your business from the abuse by third-party vendors.

Our all-in-one solution for OnlyFans management will equip you with all the necessary features to run your OnlyFans business securely, maintain transparency with your fans, models and partners, control your team productivity and keep a clear view of your business performance.

Create a free account right now to see more advanced and effective features of OnlyMonster CRM!